Terms and conditions

Effective Date: November 18, 2024
Last Updated: June 14, 2025

These Terms and Conditions (the “Terms”) govern your use of the website located at www.mothercoveragency.com (the “Site”), which is operated by Mother Cover Agency, Inc., doing business as Mother Cover (“Mother Cover”, “we”, “us”, or “our”).

By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, you may not access or use the Site.

1. Use of the Site

You agree to use the Site in accordance with all applicable laws and these Terms. You may not use the Site for any unlawful purpose or in any way that could impair the operation of the Site or interfere with others’ use of it.

2. Intellectual Property

All content on the Site—including but not limited to text, graphics, logos, images, audio, video, software, design, and downloadable materials—is the property of Mother Cover or its licensors and is protected under Canadian, U.S., and international intellectual property laws.

You may not copy, reproduce, republish, upload, transmit, modify, or distribute any Site content without our prior written permission, except as expressly permitted by law.

3. Prohibited Conduct

You agree not to:

  • Use the Site for any illegal or unauthorized purpose;

  • Infringe upon or violate our intellectual property rights or the rights of others;

  • Transmit any malicious code or harmful content;

  • Attempt to gain unauthorized access to the Site or its related systems;

  • Collect or harvest personal information of others without consent;

  • Engage in any activity that disrupts or interferes with the Site's functioning.

We reserve the right to suspend or terminate your access if you breach these Terms or misuse the Site.

4. Disclaimer of Warranties

The Site is provided on an "as is" and "as available" basis without warranties of any kind, express or implied. We do not warrant that the Site will be uninterrupted, error-free, secure, or free of viruses or other harmful components.

To the fullest extent permitted by law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

5. Limitation of Liability

To the fullest extent permitted by applicable law, Mother Cover and its directors, officers, employees, contractors, agents, subsidiaries, and affiliates shall not be liable for any indirect, incidental, consequential, special, or punitive damages, or any loss of profits, data, or goodwill, arising out of or in connection with your use of the Site.

6. Indemnification

You agree to indemnify, defend, and hold harmless Mother Cover and its directors, officers, employees, agents, subsidiaries, and affiliates from and against any claims, liabilities, losses, damages, costs, and expenses (including legal fees) arising out of:

  • Your use of the Site;

  • Your breach of these Terms;

  • Your violation of any law or third-party rights.

This obligation survives the termination of these Terms.

7. International Use

The Site is controlled and operated from Canada but is accessible worldwide. You are solely responsible for ensuring that your use of the Site complies with all applicable laws in your jurisdiction.

We make no representations that the Site is appropriate or available for use in all countries, and we disclaim any liability associated with access from territories where such use may be illegal or restricted.

8. Governing Law and Jurisdiction

These Terms are governed by the laws of the Province of Saskatchewan and the federal laws of Canada applicable therein, without regard to conflict of laws principles.

Any disputes arising out of or related to these Terms or your use of the Site will be subject to the exclusive jurisdiction of the courts of Saskatchewan, Canada. By using the Site, you consent to the jurisdiction of such courts.

9. Severability

If any provision of these Terms is held to be invalid or unenforceable, that provision will be severed, and the remainder of the Terms will remain in full force and effect.

10. Changes to These Terms

We may update or revise these Terms from time to time to reflect changes in our practices, technology, or the law. When we make changes, we will update the “Last Updated” date at the top of this page and may notify users by email or by posting a prominent notice on the Site.

Your continued use of the Site after such updates constitutes acceptance of the revised Terms.

11. Privacy

Your use of the Site is also governed by our [Privacy Policy], which is incorporated by reference into these Terms. Please review it carefully.

12. Contact Us

If you have any questions or concerns about these Terms, please contact us via the contact form on our Site or at hello [at] mothercoveragency [dot] com.